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40 Cumberland Circle, Denison, Texas– $364,500
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  • 3 Beds
  • 2.1 Baths
  • 1,909 Sqft
  • 2 Garages
  • 2.14 Acres
  • 1985 Year Built
  • Study
  • Game Room
  • Media
  • Pool
  • 3 Beds
  • 2.1 Baths
  • 1,909 Sqft
  • 2 Garages
  • 2.14 Acres
  • 1985 Year Built
  • Study
  • Game Room
  • Media
  • Pool

40 Cumberland Circle
Denison, Texas 75021-5808

County: Grayson Cross Timber Estates

Motivated Seller! NO CITY TAXES & NO HOA! Escape to this rare, 2.14-acre country home, in Cross Timbers Estates, just east of Denison, Tx, off Hwy 69. Positioned on a spacious corner lot with mature shade trees, this 1985 home is perfect for small acreage living. Step out onto the massive, covered back deck to experience total serenity—the home’s layout helps to add privacy from the street and side neighbors, leaving you with peaceful views of your backyard and the remainder of the 2.14 acres. Inside, enjoy a move in ready, 3, possibly 4 bedroom, 2.5-bathroom floor plan featuring fresh interior paint, modernized lighting, an attached garage, and a cozy wood fireplace. This property has a detached workshop with a concrete floor, electricity, and possibly water—plus a separate covered RV parking bay and an additional storage unit. Perfect for hobbyists, contractors, or Lake Texoma boat owners looking for freedom from city restrictions and high storage fees. Properties offering this blend of acreage, utility, and monthly tax savings since outside the city limits are incredibly rare at this price point. Recent appraisal places value slightly above list price. Newly added Seller Concession of $7,000.00 toward updating the AC Unit, which still works, but is an older unit. New updated survey. Schedule your tour today and experience the privacy for yourself! All information deemed correct and accurate, however buyer and buyer’s agent to verify all information.

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Tax Value @ 100% of Sales Price, HOA Included
Tax Value @ 85% of Market Value, HOA Not Included

Essential Information

  • Price$364,500
  • Est. Payment /m
  • Reduced By$125,400
  • Cumulative Days on MarketUnlock
  • MLS® #21059924
  • Bedrooms3
  • Bathrooms2.10
  • Square Footage1,909
  • Acres2.14
  • Year Built1985
  • Built Desc.Preowned
  • TypeResidential
  • Sub-TypeSingle Family Residence
  • StyleTraditional
  • StatusActive
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Quick Valuation Analysis from 3 Sold Listings

Pricing Trends from 3 Sold Listings in Cross Timber Estates

This Home's Price $364,500 This Home's Price Per SqFt $
Average Price $367,333 Average Price Per SqFt $
Highest Price $469,000 Highest Price Per SqFt $
Lowest Price $263,000 Lowest Price Per SqFt $

Property Details

School Information

Community

  • Address40 Cumberland Circle
  • SubdivisionCross Timber Estates
  • CityDenison
  • CountyGrayson
  • StateTexas
  • Zip Code75021-5808
  • HOANone
  • UtilitiesAerobic Septic, Asphalt, Cable Available, Electricity Connected, Outside City Limits, Phone Available, Propane, Well
  • Taxes5372

Amenities

  • # of Garages2
  • GaragesAdditional Parking, Circular Driveway, Concrete, Garage Door Opener, Garage Double Door, Garage Faces Side, Open, RV Carport, See Remarks, Storage

Interior

  • Interior FeaturesCable TV Available, Eat-in Kitchen, High Speed Internet Available, Paneling
  • FloorsLaminate
  • FireplaceYes
  • # of Fireplaces1
  • FireplacesBrick, Family Room, Wood Burning

Exterior

  • Exterior FeaturesCovered Patio/Porch, RV/Boat Parking
  • FenceBack Yard, Chain Link
  • Lot DescriptionAcreage

Construction Details / Floorplan

  • Living Areas1
  • Dining Rooms1
  • Full Baths2
  • Half Baths1
  • RoofComposition
  • FoundationSlab
  • ConstructionBrick

Energy Efficiency / Green Features / Heating & Cooling

  • HeatingFireplace(s), Propane

Private Listing Information (Registration Required)

Listing Details

  • AgentDianna Whitlock
  • OfficeAnn's Realty

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Listing information last updated on October 14th, 2026 at 9:46pm CDT.