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        <title>DFW Real Estate Blog</title>
        <link>http://www.texasnewhomerebates.com/blog/buyer-and-seller-tips/</link>
        <description>Dallas-Fort Worth New Homes, Find DFW home builder sales promotions, price reductions, and housing news.</description>
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    <guid>https://www.texasnewhomerebates.com/blog/days-on-market-may-need-to-be-changed-to-daze-on-market.html</guid>
    <link>https://www.texasnewhomerebates.com/blog/days-on-market-may-need-to-be-changed-to-daze-on-market.html</link>
        <author>mike@askinsrealtygroup.com (Mike Askins)</author>
        <title>Days on Market May Need to be Changed to DAZE on Market</title>
    <description> <![CDATA[ 
nbsp;


Look, I get it. The Housing Market is frustratingly complex, and even more so in a buyers market, with many moving and overlapping parts. However, MLS Listings that go beyond a reasonable or average days-on-market (denoted by DOM in Listings) before they should statistically be under contract are at risk of not selling at all. Buyers begin to see such MLS listings as stigmatizednbsp;(as if something is wrong, such as curb appeal or condition). 


I realize there are distressed sellersnbsp;caught in an overpriced trap as a result of reckless bank/government manipulation of the currency, interest rates, and the economy, but regardless, once you cross the 180-day mark, it is usually not the Market that got it WRONG, but rather the SELLER. Basically, the Market is controlled by external inputs that impose conditions that prompt recognition and accommodation. If a seller disagrees with the overriding macroeconomic realities, then not listing a home for sale would be the right choice.


That is why DAZE on Market might be a better way to describe such dated MLS listings. Additionally, longer Days on Market (DOM) tend to affect a listings selling price negatively. Oftentimes, homes that spend too many days on the Market eventually sell for thousands less than what they could have sold for had the listing been priced right from the start. 


Days on Market is effectively a quality score for all listings. Get it right, and sell; get it wrong and sell for less, or not at all.nbsp;


Find Out How Much Your Home is Worth, or have questions? Call Mike at  or contact ARG here.


Currentnbsp;MLS Listings Showing Extensive Days on Market



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    <pubDate>Tue, 24 Mar 2026 12:36:00 -0500</pubDate>
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    <guid>https://www.texasnewhomerebates.com/blog/interest-rate-deception-how-mortgages-really-work.html</guid>
    <link>https://www.texasnewhomerebates.com/blog/interest-rate-deception-how-mortgages-really-work.html</link>
        <author>mike@askinsrealtygroup.com (Mike Askins)</author>
        <title>Interest Rate Deception: How Mortgages Really Work</title>
    <description> <![CDATA[ 



Something is rotting in America for this condition to exist, and most homebuyersnbsp;are blind to the true cost of a mortgage, and that it is far higher than the advertised interest rate. While borrowers are told theyrsquo;re paying 6, the real effective ratemdash;based on the total interest amount repaidmdash;is often wellnbsp;over 100, commonly around 115 over a standard 30-year term.


People understandably wish they were paying 6 or even 15. Unfortunately, thatrsquo;s nowhere close to reality.


A Real-World Example of Actual Costs


Sales Price: $600,000 Down Payment: $120,000 (20) Interest Rate: 6 Loan Amount: $480,000


Monthly Pamp;I Payment (360 months): $2,877.84 Total Paid Over 30 Years: $1,036,022.40 Total Interest Paid: $556,022.40


This means the borrower pays a 115 true interest ratemdash;far above the deceptively marketed ldquo;6.rdquo;


This is exactly why you should never refinance a mortgage unless absolutely necessary. Refinancing restarts the clock, adds thousands in redundant closing costs, and ultimately makesnbsp;your home more expensive. The smarter move is to direct spare capital toward paying down the principal. Eliminating principal early shortens the life of the loan and helps you avoid the effective 100+ interest burden built into long-term amortization schedules.


The banker lends you credit created from nothingmdash;mere ledger entriesmdash;while you repay with years of labor, industry, and real property. Itrsquo;s an incredibly lopsided deal in favor of the lender.


What a Real 6 Simple Interest Rate Loan Would Actually Cost


If the mortgage truly behaved like a simple 6 loan, your total repayment would look vastly different:


Same Loan Amount: $480,000 True 6 Repayment Duration: 177 months Monthly Payment: $2,877.84 Total Paid: $508,800 Total Interest: Only $28,800 (instead of $556,022)


Thatrsquo;s a savings of $537,222mdash;all lost because 30-year amortization hides the real cost of borrowing.


EXAMPLE TWO: Borrowing at a True 6 Rate


Sales Price: $600,000 Down Payment: $120,000 (20) Loan Amount: $480,000


177 Payments at 6: $2,877.84 Total Paid: $508,800 Total Interest: $28,800


This is what people think theyrsquo;re signing up formdash;yet the real 30-year mortgage interest repayment structure ensures they pay nearly 20 times more interest than what a simple 6 rate would cost. How can such usurious mortgage interest rates not be a large contributing factor in real estate price inflation?


KEY TAKEAWAY: Pay your Note off sooner, by front-loading additional principal paymentsnbsp;during your loans first years up to year 10, you eliminate years of payments and interest costs.
 ]]> </description>
    <pubDate>Wed, 10 Dec 2025 13:06:00 -0600</pubDate>
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    <guid>https://www.texasnewhomerebates.com/blog/discover-new-homes-around-dfw-priced-below-15000-per-sf.html</guid>
    <link>https://www.texasnewhomerebates.com/blog/discover-new-homes-around-dfw-priced-below-15000-per-sf.html</link>
        <author>mike@askinsrealtygroup.com (Mike Askins)</author>
        <title>Discover New Homes Around DFW Priced Below $150.00 Per SF</title>
    <description> <![CDATA[ 



This is the New Home Sales Event you have been waiting for If youre looking for an affordable new home, I can help you quickly discover new inventory in Counties all over North Texas and the D/FW Metroplex priced from $150 P/SF or less 


Please register for my special $150 or Less P/SF email list. If you have a specific criterion, I can most likely find it or offer properties that may also meet your needs. Please indicate in your comments that you are SIGNING UP FOR $150 or Less P/SF info.


Hundreds of New Homes, from numerous New Home Builders, are now for sale for $150 per SF or less. Many of these priced-to-sell new homes offer paid closing cost incentives, interest rate buy-downs, and even appliances and window treatments. In this special offer, as a client of ARG, you also receive THOUSANDS of dollars in a cash rebate from the New Home commission paid to us.


We cover most new home builders in Collin, Grayson, Dallas, Denton, Tarrant, Rockwall, Kaufman, Parker, Hunt, Ellis, and Fannin. Here is a sample of what you can expect. Also, follow us on Facebook, where we post special money-saving New Home Deals daily.



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    <pubDate>Wed, 16 Apr 2025 14:05:00 -0500</pubDate>
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    <guid>https://www.texasnewhomerebates.com/blog/heres-a-55-del-webb-union-park-home-that-is-pleasantly-different.html</guid>
    <link>https://www.texasnewhomerebates.com/blog/heres-a-55-del-webb-union-park-home-that-is-pleasantly-different.html</link>
        <author>mike@askinsrealtygroup.com (Mike Askins)</author>
        <title>Heres a 55+ Del Webb Union Park Home That is Pleasantly Different</title>
    <description> <![CDATA[ 



Did you know this custom-like, well-appointed 55+ Del Webb floorplan was discontinued because it cost too much to build? That makes this home at 7629 Heritage Drive in Union Park a rare buy. You should put this home on your list to tour if youre looking for that unique 55+ Del Webb Home that offers excellent sight lines and functional living space in a sub-1500 SQFT floorplan. Sure, you can buy a standard-built Del Webb New Home, but are you just paying more and getting less?


If youre in the market, this one might be the house you dont want to leave off your list.



 ]]> </description>
    <pubDate>Tue, 12 Nov 2024 18:41:00 -0600</pubDate>
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    <guid>https://www.texasnewhomerebates.com/blog/lennar-homes-flash-sale-in-princeton-and-mckinney-tx.html</guid>
    <link>https://www.texasnewhomerebates.com/blog/lennar-homes-flash-sale-in-princeton-and-mckinney-tx.html</link>
        <author>mike@askinsrealtygroup.com (Mike Askins)</author>
        <title>Lennar Homes FLASH Sale in PRINCETON and MCKINNEY TX</title>
    <description> <![CDATA[ 



Here is an opportunity tonbsp;SAVE.nbsp;


Here is what is being offered:




Close date from NOW until END of October 2024


Up to $35K in Price REDUCTIONS


FHA Fixed Rates as low as 3.99


Conventional Rates as low as 4.375


$10,000 towards CLOSING COSTS


Complete Blinds amp; Garage Door Openers


2 CASH BACK NEW HOME REBATE


Heres the CATCH: this deal will expire TOMORROW 8/16.




Times a wastin Call Mike Askins atnbsp;214-727-3686 for additional information.


nbsp;
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    <pubDate>Thu, 15 Aug 2024 12:54:00 -0500</pubDate>
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    <guid>https://www.texasnewhomerebates.com/blog/7-dallas-fort-worth-counties-5400-new-homes-reduced.html</guid>
    <link>https://www.texasnewhomerebates.com/blog/7-dallas-fort-worth-counties-5400-new-homes-reduced.html</link>
        <author>mike@askinsrealtygroup.com (Mike Askins)</author>
        <title>7 Dallas Fort Worth Counties with 5400 New Homes REDUCED</title>
    <description> <![CDATA[ 
So, you want to see DISCOUNTS on New Homesnbsp;in the SEVEN most active counties in the Dallas Fort Worth Metroplex? I have all 5400+ MLS Listings here Builders know Q3/Q4 are typically the slower sales months, and they have overbuilt and need to sell a lot of inventory before the New Year. 


Got questions? Call me atnbsp; about negotiating for an even better deal or how to use the MLS search interface efficiently. When you become an ARG client, that helps me develop unique search tools to offer you, and then I PAY YOUnbsp;anbsp;LARGE NEW HOME BUYER CASH REBATE WORTH THOUSANDSnbsp;when you Close Start your search by clicking the image below.nbsp;



 ]]> </description>
    <pubDate>Sun, 14 Jul 2024 13:19:00 -0500</pubDate>
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    <guid>https://www.texasnewhomerebates.com/blog/july-2024-grayson-county-texas-new-homes-for-sale-see-all-of-them.html</guid>
    <link>https://www.texasnewhomerebates.com/blog/july-2024-grayson-county-texas-new-homes-for-sale-see-all-of-them.html</link>
        <author>mike@askinsrealtygroup.com (Mike Askins)</author>
        <title>July 2024 Grayson County Texas New Homes for SALE See ALL of THEM</title>
    <description> <![CDATA[ 
nbsp;


CLICK IMAGE TO VIEW ALL NEW HOME MLS LISTINGS FOR SALE IN GRAYSON COUNTY TEXAS





Id love to earn your new home business and PAY YOU THOUSANDS in a New Home Cash Rebate Call Mike at 214-727-3686





nbsp;
 ]]> </description>
    <pubDate>Sat, 06 Jul 2024 16:00:00 -0500</pubDate>
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    <guid>https://www.texasnewhomerebates.com/blog/hey-mike-lets-see-the-oldest-dfw-new-home-listings-in-mls.html</guid>
    <link>https://www.texasnewhomerebates.com/blog/hey-mike-lets-see-the-oldest-dfw-new-home-listings-in-mls.html</link>
        <author>mike@askinsrealtygroup.com (Mike Askins)</author>
        <title>Hey Mike Lets See the OLDEST DFW New Home Listings in MLS</title>
    <description> <![CDATA[ 
Are you shopping for a new home or looking for a DEAL? Heres a tool that will start connecting the DOTS To see DAYS ON MARKET (DOM), as shown below in the Snapshot Image (yellow highlight), in the Dallas Fort Worth Metroplex and Greater North Texas area, you must create a FREE USER Account for yourself before Old Man Time passes you by. If it is HELPFUL INFORMATION younbsp;seek and a DEAL, you found the source and the Realtor, Mike Askins, who can connect you. Then, when you close, PAY you thousands in a new home cashback rebatenbsp;


CLICK HERE TO VIEW AGED INVENTORY DIRECTLY IN MY MLS INTERFACE 






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    <pubDate>Wed, 26 Jun 2024 14:04:00 -0500</pubDate>
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    <guid>https://www.texasnewhomerebates.com/blog/last-12-months-mls-home-value-trends-in-grayson-county-towns.html</guid>
    <link>https://www.texasnewhomerebates.com/blog/last-12-months-mls-home-value-trends-in-grayson-county-towns.html</link>
        <author>mike@askinsrealtygroup.com (Mike Askins)</author>
        <title>Last 12 Months MLS Home Value Trends in Grayson County Towns</title>
    <description> <![CDATA[ 



Grayson County, real estate values, are rising, reflectingnbsp;the massive growth in technology manufacturers actively establishing themselves in the Sherman area. Accelerated Realnbsp;estatenbsp;demand is still 12-36 months away, and with it, continued gains in housing prices are expected. In Sherman and Denison, prices are still low, which makes it an ideal time to buy. I expect these prices to rise from now and for years into the future.


From January 2023 through January 2024, here are the Median Values and 12-month percentage of change in real estate values. Remember that where few homes make up the listings for any given month, changes can swing abruptly.


Howe $281,000 +23.0 | Sherman $294,450 +20.8


Denison $226,150 -5.2 |nbsp; Van Alstyne $642,658 +77.2


nbsp;







Quick Links to MLS Listings for Sale in Grayson County


Find NEW Homes for Sale in Van Alstyne


Find Pre-owned and NEW Homes in Van Alstyne


Find Pre-owned and NEW homes for sale in Howe


Find NEW Homes for sale in Sherman


Find Pre-owned and NEW Homes in Sherman


Find NEW homes for sale in Denison


Find Pre-owned and New Homes for sale in Denison


Need Assistance In Grayson County? Call us @  or leave us a Message on our CONTACT PAGE.
 ]]> </description>
    <pubDate>Thu, 22 Feb 2024 12:02:00 -0600</pubDate>
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    <guid>https://www.texasnewhomerebates.com/blog/get-a-free-move-up-dfw-new-home-buyers-with-homes-to-sell.html</guid>
    <link>https://www.texasnewhomerebates.com/blog/get-a-free-move-up-dfw-new-home-buyers-with-homes-to-sell.html</link>
        <author>mike@askinsrealtygroup.com (Mike Askins)</author>
        <title>DFW New Home Buyers with Homes to SELL, get a FREE Move-up</title>
    <description> <![CDATA[ 



For 20 years, we have offered full-service, low-cost,nbsp;even totally commission-free move-ups for New Home buyers with homes to sell in and around the Dallas Fort Worth Metroplex. We pioneered the still unbeatable True-Free Move-up


Common sensenbsp;reveals that any home will sell based onnbsp;THAT HOME and prevailing MARKET CONDITIONS. It doesnt matter if you paynbsp;6 or 0; the market will pay the SAME price. So, whennbsp;you pay less in Realtorreg; commissions, your home equity check will be larger. The trick is finding lower cost and full service; that is where we excel.


TAKE THE COMMISSION STING OUT OF SELLING YOUR HOME


From the start, our business mission was to rightsize the cost of real estate services, enabling many to justify making their move with thenbsp;savings we offered. Over the years, we have saved our clients nearly $15,000,000 in a combination of cash rebates and reduced listing commission costs while maintaining a multi-decade ARG listing sold rate ofnbsp;nearly 95, an unheard-of success.







nbsp;




 So heres the bottom line. Why give away any of your home equity if you can retain it while getting your home sold for a price the market can and will pay? We offer real savings, service, advice, pre-sale recommendations, and proven results. We have built our business around fairness and back our business promise to you with a 20-year complaint-free A+ BBB Record of trust. See recentnbsp;homes we have sold. Our True-Free New Home Move-up for DFW has saved clients as much as $60,000 in Listing commissions. Learn more by simply picking up the phone and calling . Get a FREE MLS Market COMP Report that USES REAL SOLD PRICES to learn your homes approximate market value. We are here to help.





Learn More Aboutnbsp;DFWs Best, Full-Service New Home Move-up Now





nbsp;
 ]]> </description>
    <pubDate>Sat, 10 Feb 2024 13:18:00 -0600</pubDate>
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