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        <title>DFW Real Estate Blog</title>
        <link>http://www.texasnewhomerebates.com/blog/consumer-tips/</link>
        <description>Dallas-Fort Worth New Homes, Find DFW home builder sales promotions, price reductions, and housing news.</description>
<item>
    <guid>https://www.texasnewhomerebates.com/blog/how-to-find-new-home-price-reductions-in-dfw.html</guid>
    <link>https://www.texasnewhomerebates.com/blog/how-to-find-new-home-price-reductions-in-dfw.html</link>
        <author>mike@askinsrealtygroup.com (Mike Askins)</author>
        <title>How to Find New Home Price Reductions in DFW</title>
    <description> <![CDATA[ 



A builder can drop a price by $20,000, throw in closing costs, and still make it look like there is no real deal unless you know where to look. That is why new home price reductions matter so much in Dallas-Fort Worth. They are one of the fastest ways to cut your total cost on a new construction home, especially if you are shopping inventory homes, model home sales, or communities trying to move standing stock before the next phase opens.


The catch is simple. Not every builder advertises reductions the same way, and not every discount is as good as it looks. Some cuts are straightforward. Others are buried inside incentive language, lot premiums, financing conditions, or limited-time inventory promotions. If you want the best value, you need to know how these reductions work in the real DFW market. Texas New Home Rebates has an exclusive DFW Discounted New Homenbsp;Finder that sorts all discounted new homes from Highest to Lowest, and provides builder names too - VIEW PRICE REDUCTIONS NOWnbsp;


Why builders offer new home price reductions


Builders do not reduce prices out of generosity. They do it to solve a sales problem. That could mean too many completed homes sitting unsold, a quarter-end push, rising competition in a fast-growing suburb, or a community that needs momentum before the next phase launches.


In DFW, this is common in high-growth areas like Frisco, Prosper, McKinney, Sherman, Celina, Fort Worth, and Arlington, where multiple builders may compete inside the same school zone or price band. When buyers have choices, builders need a reason for shoppers to act now. A price reduction creates urgency without fully changing the builders long-term pricing strategy for future releases.


There is also a difference between reducing a base price and reducing the price on a specific inventory home. Builders are often more willing to cut completed or near-complete homes because carrying costs add up. Interest expense, maintenance, taxes, and sales pressure make aging inventory expensive. That is whynbsp;quick-move-in homes around DFWnbsp;often offernbsp;the best immediate discounts.


Where new home price reductions show up first


If you are only driving model home rows on weekends, you are probably seeing the polished version of the market. The better opportunities often show up in inventory feeds, MLS-powered searches, builder update sheets, and community-specific pricing changes that move faster than signage.


The strongest reductions usually appear on homes that are already under construction or finished. These homes have addresses, timelines, and hard numbers attached to them. Builders know exactly what they need to sell, so the pricing tends to be more aggressive than on a to-be-built home or build-to-suit job, where they can still protect margins through upgrade selections.


Model homes can also be worth watching. When a builder is ready to close out a phase or refresh its presence in a community, a model sale can create a serious opening for buyers who do not mind a leaseback period. It is not right for everyone, but for some buyers, especially move-up households with flexible timing, the savings can be significant.


Not all price cuts are equal


This is where buyers get tripped up. A headline reduction looks great until you compare the full package.


One builder may cut the price by $15,000 but leave the lot premium untouched, offer no help with closing costs, and require full-price add-ons elsewhere. Another builder may show a smaller reduction but include blinds, appliances, a rate buy-down, and a more valuable homesite. The better deal is not always the one with the biggest advertised cut.


You also need to watch lender conditions. Some promotions only work if you use the builders preferred lender and title company. That can still be a smart move if the math works, but buyers should compare the total out-of-pocket cost, monthly payment, and long-term financing impact instead of reacting to one flashy incentive.


How to evaluate a reduced-price new home


Start with the final purchase price, not the original list price. Builders sometimes price homes high, then reduce them to a merely competitive number. What matters is how the home compares to similar inventory in the same city, school district, and community tier. For example, view a quicknbsp;COMP Report example for the hot new home community MEADOW PARK featuring Risewell Homes in Ponder, TX. Not only can Realtor Mike Askins help you identify new home deals, but he will also help you see important community COMP values that may help you with additional negotiations.


Next, look at what is already included. Inventory homes with completed design selections can carry real value if the upgrades match your needs. If the home already includes flooring, countertops, appliances, and structural options you would have chosen anyway, a price reduction on top of those features can be a strong win.


Then check the lot. In DFW, lot value matters more than many buyers realize. A discounted home on a noisy street, awkward corner, or low-demand location may stay discounted for a reason. On the other hand, if a builder reduces a home on a solid homesite just to hit a sales target, that is exactly the kind of opportunity serious buyers should move on quickly.


Timing matters in DFW


Some of the best new home price reductions show up when builders need results fast. Quarter-end and year-end periods are obvious examples, but local inventory cycles matter too. If a community has several homes completing at once, pricing pressure can increase. If a nearby competing builder launches a new phase with aggressive incentives, others may respond.


Seasonality also plays a role. Families often want to time a move around school calendars, while relocating professionals may need a faster close. Builders know this. If they have standing inventory during a slower traffic period, they may sharpen pricing to bring buyers back into the sales office.


That said, waiting for the perfect reduction can backfire. In popular DFW suburbs, the best-priced inventory homes do not sit forever. Buyers who hesitate too long may lose the deal and end up paying more for the next available home.


Why representation still mattersnbsp;for discounted homes


A lot of buyers assume a reduced-price home is already a take-it-or-leave-it deal. That is not always true. Builders may hold firm on price but give on closing costs, move-in packages, completion timing, or small repair items. In other cases, the posted reduction is the real floor, and the smarter move is to focus on stacking savings elsewhere.


This is where experienced representation helps. A buyer agent who tracks DFW builders, communities, and inventory patterns can tell you whether a reduction is strong, average, or mostly marketing. More importantly, they can help you compare one builders offer against another instead of evaluating each sales office in isolation.


Buying directly from the builder without representation may feel simpler, but it usually means you are relying on the builders sales team to define value for you. Their job is to sell that builders product. Your job is to protect your money. Realtor Commission Cash Rebates are another important cost center for savings, but you need to be working with a proven resource and business model with an established trust history. Check out Askins Realty Groups A+ Accredited 21-year Complaint Free BBB record.nbsp;nbsp;nbsp;


Stack discounts with rebates when possible


The smartest buyers do not stop at the listed reduction. They look at the full savings picture.


A reduced inventory home can potentially be paired with financing incentives, closing cost assistance, and a buyer rebate, depending on the structure of the transaction. That combination can make a meaningful difference in cash to close or overall purchase cost. For families stretching to stay in a preferred school district or buyers trying to preserve reserves after closing, those savings matter.


This is one reason buyers in North Texas use Texas New Home Rebates. The goal is not just finding a builder discount. It is finding the right home, in the right area, with every legitimate savings opportunity working together.





What buyers should watch before jumping on a deal?


Speed matters, but so does discipline. A lower price does not fix the wrong floor plan, a bad commute, or a community that does not fit your lifestyle. If you are moving to Prosper for schools, Frisco for location, or Fort Worth for value and space, keep the big picture in view.


You should also ask why the home has been reduced. Sometimes the answer is harmless - the builder needs a fast close. Sometimes, there is more behind it, such as a less desirable lot, a canceled contract, or a floor plan that has not connected with buyers. None of those automatically kills the deal, but they should affect how you evaluate it.


Inspection, builder warranty terms, HOA costs, tax rates, and future resale potential still matter. New construction is not immune to problems just because it is new. A smart buyer treats a discounted home like any other major purchase and checks the details before signing.


How to shop smarter for new home price reductions


The strongest approach is simple. Search broadly, compare aggressively, and act fast when the numbers make sense. Focus on inventory homes in communities that match your budget, school priorities, and commute needs. Then compare builders side by side based on real net cost, not just promotional language.


If you are selling a current home and moving up, timing becomes even more important. The right reduced-price inventory home can solve two problems at once - locking in a deal on the purchase side while giving you a clear move timeline for your existing home.


DFW gives buyers plenty of choices, but choice alone does not create savings. The edge comes from knowing which reductions are real, which incentives actually matter, and when to move before the best homes are gone.


A price drop on a new home is not just a number on a listing. For the right buyer, it can be the opening to get a better neighborhood, a stronger school zone, or more house for the money without crossing the budget line.


Final word, got questions? Give Mike Askins a call . I can help explain how to search more effectively when looking to find a well-priced new home.
 ]]> </description>
    <pubDate>Fri, 29 May 2026 09:24:00 -0500</pubDate>
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    <guid>https://www.texasnewhomerebates.com/blog/rebates-on-texas-new-homes-explained.html</guid>
    <link>https://www.texasnewhomerebates.com/blog/rebates-on-texas-new-homes-explained.html</link>
        <author>mike@askinsrealtygroup.com (Mike Askins)</author>
        <title>Rebates on Texas New Homes Explained</title>
    <description> <![CDATA[ 
A new construction sales rep can show you a model, quote a base price, and walk you through upgrades in under an hour. What they usually do not emphasize is how rebates on Texas new homes can change the math of your purchase from day one. If you are buying in Dallas-Fort Worth, that difference can mean thousands back at closing instead of leaving money on the table.


This matters because new-home pricing is rarely as simple as the sign outside the community. Builder incentives change fast. Lot premiums can push the real cost higher. Design center selections add up quickly. Interest rate promotions may look strong but can come with trade-offs. A buyer who understands rebates, builder deals, and representation has a real advantage.


How rebates on Texas new homes actually work


A rebate is typically a portion of the real estate brokers commission returned to the buyer, subject to lender guidelines and transaction terms. In plain English, if you use a Realtor who offers a buyer rebate on a new construction purchase, part of the commission paid by the builder can come back to you as a closing credit or cash back where allowed.


That is very different from a builder incentive. Builder incentives usually come from the builder and often apply only if you use the builders preferred lender, title company, or both. A rebate comes through your representation side of the transaction. In many cases, buyers can stack a broker rebate with builder incentives, but it depends on the builder, the lender, and how the contract is structured.


The key point is simple: buying from a builder does not usually cost you less just because you walk in without representation. The builder has a sales team either way. If you show up unrepresented, you are not suddenly negotiating from a stronger position. More often, you are just easier to manage.


Why DFW buyers pay attention to rebates


In fast-growth markets like Frisco, Prosper, McKinney, Celina, Fort Worth, Sherman, and Arlington, builders move inventory with a mix of pricing strategies that can be hard to compare at a glance. One community may advertise a lower base price but charge higher lot premiums and fewer included features. Another may look more expensive upfront but include better financing incentives, appliance packages, or spec-home discounts.


That is where rebates create leverage for the buyer. They reduce your net cost in a way that is easier to measure. If your rebate is worth thousands, that money can go toward closing costs, moving expenses, rate buy-down needs, or simply staying in your account after closing. For many families, that flexibility matters more than a flashy marketing offer on a sign.


DFW buyers also face another issue: volume. There are too many builders, communities, phases, and inventory changes to track casually. The more choices you have, the easier it is to miss a better deal two miles away. A rebate is valuable on its own, but the greater value comes from pairing those savings with real market coverage and buyer-side guidance.


What affects the size of rebates on Texas new homes


Not every transaction produces the same rebate. The amount can vary based on the builder, the commission offered, the price of the home, and whether there are limits created by your lender or closing cost structure.


For example, if a lender caps how much credit can be applied toward closing costs, you may not be able to use the full amount in the way you expected. Some buyers prefer cash back where permitted. Others use the rebate to reduce out-of-pocket closing expenses. The best option depends on your loan program and your numbers.


Builder policy matters too. Some builders are straightforward about broker participation as long as your agent is with you or registers you before your first visit. Others are stricter. If you walk into a model home first and sign in without your agent tied to the visit, you may limit or lose your ability to claim representation later. That is one of the most common and most expensive mistakes new construction buyers make.


The biggest mistake buyers make with new construction


They assume the builders sales rep is there to represent them.


Builder reps can be helpful, informed, and professional. But they work for the builder. Their job is to sell that builders homes, protect that builders pricing structure, and move that builders inventory. They are not there to compare all builders across DFW for your benefit. They are not there to tell you a competing community has better incentives, stronger schools for your priorities, or lower tax impact for a similar monthly payment.


That does not make the builder rep the bad guy. It just means buyers need to understand the structure of the transaction. If you want someone in your corner reviewing lot choices, upgrade pricing, contract terms, timelines, inspection issues, and comparable opportunities, you need your own representation.


When that representation also includes rebates on Texas new homes, the buyer gets advocacy and measurable savings at the same time. That is the combination smart buyers look for.


Where rebates fit into the full cost of a new home


Most buyers focus on purchase price first. That is understandable, but it is incomplete.


A new homes true cost includes the base price, lot premium, structural upgrades, design center selections, HOA fees, property taxes, MUD or PID obligations where applicable, insurance, lender fees, and closing costs. Then you have practical expenses after closing such as blinds, appliances not included by the builder, fencing, landscaping, and moving.


This is why a rebate matters. It gives buyers room in a budget that is often tighter than expected by the end of the build process. Maybe it offsets higher closing costs. Maybe it softens the impact of a tax-heavy community. Maybe it helps cover post-closing items the builder does not include. Either way, it is real money tied to a transaction where costs tend to grow, not shrink.


What to look for besides the rebate


A rebate gets attention, and it should. But savings only help if the home, location, and deal are right.


Start with inventory access. You want visibility into quick move-in homes, model home sales, price reductions, and builder communities across the DFW metroplex, not just one subdivision. Timing matters in new construction. A buyer who sees inventory changes early has more negotiating leverage than a buyer who finds out late.


Next, look at area expertise. North Texas is not one market. Prosper is different from Arlington. Fort Worth behaves differently than Celina. School district priorities, commute patterns, tax rates, and future development plans all affect value. A locally focused brokerage can tell you where builders are cutting prices quietly, where lot inventory is tightening, and where the payment difference between two nearby cities is bigger than buyers expect.


Finally, look for a process that protects your rebate eligibility. Registration rules, first-visit timing, contract structure, and lender coordination all matter. A sloppy process can erase the very savings you came for.


How serious buyers use rebates strategically


The strongest buyers do not treat a rebate like a bonus after the fact. They plan around it.


Some use it to preserve cash at closing so they are not draining reserves. Others apply it to reduce immediate move-in pressure. Move-up buyers may use it as part of a larger strategy when selling an existing home, especially when they want to manage commission costs on both sides of the move.


There is also a negotiation angle. In some cases, a builder may resist lowering the headline price because it affects future comps in the neighborhood. But that same transaction may still make sense when builder incentives and a broker rebate are combined. The sticker price may not tell the whole story. Net cost does.


That is why experienced DFW buyers compare communities based on the final numbers, not the ad copy. One of the clearest advantages offered by Texas New Home Rebates is that it puts the savings conversation where it belongs - next to actual inventory, builder options, and local market guidance.


Who benefits most from rebates on Texas new homes


First-time buyers benefit because cash is usually tightest at closing. Relocating professionals benefit because they often need speed, market clarity, and a better handle on suburban trade-offs. Families benefit because community selection, schools, and amenities can affect both monthly cost and long-term satisfaction. Move-up buyers benefit because there may be opportunities to save on the buy side while coordinating the sale of an existing property.


The common thread is simple. If you are buying new construction in DFW and you care about keeping more of your money, a rebate is worth attention. If you also want broader builder coverage, local expertise, and buyer-focused representation, it is even more valuable.


A new home is already a major financial move. There is no reason to make it harder or more expensive than it needs to be. Register early, compare builders with real numbers, and make sure your representation is set up before your first model home visit. The buyers who act early usually keep the most options - and the most money.


Learn More About our Leading New Home Buyer Cash Rebate.nbsp;Get a Rebate quote, and a Written Rebate Guarantee backed by a 21 Year A+ Complaint FREE BBB record


nbsp;
 ]]> </description>
    <pubDate>Tue, 26 May 2026 09:43:00 -0500</pubDate>
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    <guid>https://www.texasnewhomerebates.com/blog/1900-new-homes-in-dfw-have-contracted-in-last-30-days.html</guid>
    <link>https://www.texasnewhomerebates.com/blog/1900-new-homes-in-dfw-have-contracted-in-last-30-days.html</link>
        <author>mike@askinsrealtygroup.com (Mike Askins)</author>
        <title>1900 New Homes in DFW Have CONTRACTED in Last 30 Days</title>
    <description> <![CDATA[ 



If youre not seeing the new home you had your eyes on, it may have sold. The market has not stopped. It may be slow, but it has not stopped. After all, the Dallas-Fort Worth Metroplex is the largest inland City in the United States.


The real questionnbsp;is, where are YOU? You see, I foresee INFLATION, thanks to the events setnbsp;in motion by the regime in D.C., and I am afraid the next inflation round may shock us all.


As thenbsp;remaining inventory of New Homes sells out, the attractivenbsp;mortgage rate buydowns and builder-paid closing cost incentives may also disappear,nbsp;along with todays new home discounts. What worries me is that the next round of new homes to be built will face growing supply shortages and rising energy costs that will not only hurt Main Street but homebuilders as well. I suspect that builders may stop building inventory, or greatly reduce construction starts, absent a contract in hand that will contain ESCALATION clauses to protect the builder from cost upcharges and overruns, i.e., INFLATION.nbsp;


If youre buying new, I can help you get to the builders bottom line, then at closing, pay you a rebate worth THOUSANDS ARG Cash Rebates are backed by a 21-year A+ and complaint-free BBB record of trust. Register for your Cash Rebate now.


Here is what is still showing as ACTIVE New Home Listings in and around the Dallas/ Fort Worth Metroplex region.


CURRENT ACTIVE NEW HOME LISTINGS - CLICK TO VIEW




Tarrant County: 1060


Denton County: 1280


Collin County: 1764


Dallas County: 864


Grayson County: 294


Ellis County: 546


Rockwall County: 395


Kaufman County: 536


 ]]> </description>
    <pubDate>Sun, 22 Mar 2026 14:10:00 -0500</pubDate>
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    <guid>https://www.texasnewhomerebates.com/blog/view-new-home-deals-below-300k-in-dallas-fort-worth-metroplex.html</guid>
    <link>https://www.texasnewhomerebates.com/blog/view-new-home-deals-below-300k-in-dallas-fort-worth-metroplex.html</link>
        <author>mike@askinsrealtygroup.com (Mike Askins)</author>
        <title>View New Home DEALS Below $300K in Dallas Fort Worth Metroplex</title>
    <description> <![CDATA[ 



If affordability is key and youre tired of throwing money away on rent, here is the DFW New Home LIST you need. Additionally, when you use Realtor Mike Askins as your new home buyer agent, youll receive anbsp;CASH REBATE up to 3 (REBATE REGISTRATION), depending on the commission paid (3 x $300K = $9000). The rebate you receive will not affect your final home price, but will give you some well-needed walking-around money for all the whatnot expenses after you close.



 ]]> </description>
    <pubDate>Thu, 12 Mar 2026 14:03:00 -0500</pubDate>
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    <guid>https://www.texasnewhomerebates.com/blog/bonus-february-rebate-offer-for-dfw-new-home-buyers.html</guid>
    <link>https://www.texasnewhomerebates.com/blog/bonus-february-rebate-offer-for-dfw-new-home-buyers.html</link>
        <author>mike@askinsrealtygroup.com (Mike Askins)</author>
        <title>BONUS FEBRUARY REBATE OFFER For DFW New Home Buyers</title>
    <description> <![CDATA[ 



Buying a New Home is downright expensive, and thus, getting a New Home Cash Rebate is a huge money-saving benefit.


Fornbsp;23 years, Ive provided cutting-edge competitive Real Estate Services, and I still get questioned aboutnbsp;mynbsp;cash rebate, as being too good to be true. That is exactly why I am now a 20+ Year, BBB Accredited and A+ Rated business with a Zero-Complaint history of trust. Why take chances with a rebate offer from an unverified business? My services include helping you FIND your North Texas/ DFW New Home, check comparable Sold COMPS to understand pricing, help negotiate, and then PAY YOU THOUSANDS in a commission REBATE when you close 


Thenbsp;fact is,nbsp;the Realtor Commission is nearly always included in the price of your new home with just about all new home builders, whether youre working with a Realtor or not. When you work with Realtor Mike Askins of ARG, our value-added approach willnbsp;rebate back the vast majority of the Realtor commission. For example, on a $ 500,000 home, that can mean a check or credit of approximately $12,500 and even more when bonuses are paid.nbsp;Certainly a bit more useful thannbsp;receiving a gift basket when you close.


The Department of Justice (DOJ) has held Cash Rebates to be a legal inducement and a recognized competitive tool that helps consumers lower their new homes COST BASIS, and as such, a Realtor Rebate is not considered annbsp;illegal kickbacknbsp;as some have suggested. The IRS has likewise ruled that a rebate is not periodic income, but a purchase price adjustment, and as such, not a 1099 reportable event (but always consult a professional for guidance regarding taxes). The bottom line is that a new home buyers cash rebate is how smart consumers can maximize their savings. A rebate is also a helpful way tonbsp;offset the many unexpected financial expenses associated with buying a new residence.nbsp;Younbsp;could even abstractly refer to it asnbsp;your first home equity return on investment. See ournbsp;REBATE FAQ.


Got a home to sell? No problem Our Free Move-up offer is DFWs, now entering our third decade, is the most competitive way to save big on equity-reducing high listing commission costs when you need to sell an existing home in order to buy a new home. View past ARG Listings. Check out Free Move-up.





Mike Askinsnbsp;can help you understand other ways to shorten your mortgage term and the total amount of interest you pay (Real Mortgage Note interest can reach past 115). To register, click the Graphic below or here:nbsp;Cash Rebate Registration. Questions? Call Mike at  for a talk. Well reach out on your timeline and make sure youre getting your best possible deal, and put your rebate in writing.nbsp;





Bonus Rebate DEALSnbsp;for FEBRUARY 2026


 KHOV


Highlandnbsp;


David Weekleynbsp;


D-R-Hortonnbsp;


Grand Homes


Taylor Morrison


Megatel


Shaddock Homes


Please keep in mind that builder commissions change frequently and without notice. Not sure about the rebate amount? No problem Request a written quote using the form below.



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    <pubDate>Thu, 12 Feb 2026 12:20:00 -0600</pubDate>
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    <guid>https://www.texasnewhomerebates.com/blog/interest-rate-deception-how-mortgages-really-work.html</guid>
    <link>https://www.texasnewhomerebates.com/blog/interest-rate-deception-how-mortgages-really-work.html</link>
        <author>mike@askinsrealtygroup.com (Mike Askins)</author>
        <title>Interest Rate Deception: How Mortgages Really Work</title>
    <description> <![CDATA[ 



Something is rotting in America for this condition to exist, and most homebuyersnbsp;are blind to the true cost of a mortgage, and that it is far higher than the advertised interest rate. While borrowers are told theyrsquo;re paying 6, the real effective ratemdash;based on the total interest amount repaidmdash;is often wellnbsp;over 100, commonly around 115 over a standard 30-year term.


People understandably wish they were paying 6 or even 15. Unfortunately, thatrsquo;s nowhere close to reality.


A Real-World Example of Actual Costs


Sales Price: $600,000 Down Payment: $120,000 (20) Interest Rate: 6 Loan Amount: $480,000


Monthly Pamp;I Payment (360 months): $2,877.84 Total Paid Over 30 Years: $1,036,022.40 Total Interest Paid: $556,022.40


This means the borrower pays a 115 true interest ratemdash;far above the deceptively marketed ldquo;6.rdquo;


This is exactly why you should never refinance a mortgage unless absolutely necessary. Refinancing restarts the clock, adds thousands in redundant closing costs, and ultimately makesnbsp;your home more expensive. The smarter move is to direct spare capital toward paying down the principal. Eliminating principal early shortens the life of the loan and helps you avoid the effective 100+ interest burden built into long-term amortization schedules.


The banker lends you credit created from nothingmdash;mere ledger entriesmdash;while you repay with years of labor, industry, and real property. Itrsquo;s an incredibly lopsided deal in favor of the lender.


What a Real 6 Simple Interest Rate Loan Would Actually Cost


If the mortgage truly behaved like a simple 6 loan, your total repayment would look vastly different:


Same Loan Amount: $480,000 True 6 Repayment Duration: 177 months Monthly Payment: $2,877.84 Total Paid: $508,800 Total Interest: Only $28,800 (instead of $556,022)


Thatrsquo;s a savings of $537,222mdash;all lost because 30-year amortization hides the real cost of borrowing.


EXAMPLE TWO: Borrowing at a True 6 Rate


Sales Price: $600,000 Down Payment: $120,000 (20) Loan Amount: $480,000


177 Payments at 6: $2,877.84 Total Paid: $508,800 Total Interest: $28,800


This is what people think theyrsquo;re signing up formdash;yet the real 30-year mortgage interest repayment structure ensures they pay nearly 20 times more interest than what a simple 6 rate would cost. How can such usurious mortgage interest rates not be a large contributing factor in real estate price inflation?


KEY TAKEAWAY: Pay your Note off sooner, by front-loading additional principal paymentsnbsp;during your loans first years up to year 10, you eliminate years of payments and interest costs.
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    <pubDate>Wed, 10 Dec 2025 13:06:00 -0600</pubDate>
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    <guid>https://www.texasnewhomerebates.com/blog/year-end-deals-by-highland-homes-3-cash-rebates-act-now.html</guid>
    <link>https://www.texasnewhomerebates.com/blog/year-end-deals-by-highland-homes-3-cash-rebates-act-now.html</link>
        <author>mike@askinsrealtygroup.com (Mike Askins)</author>
        <title>Year-end DEALS by Highland Homes 3 Cash Rebates Act Now</title>
    <description> <![CDATA[ 



Clients of Mike Askins have been paid MILLIONS in cash back rebates over the years, and this year is NO different Right now, you can get Highland Homes lowest pricing of the year, plusnbsp;closing cost incentives ($20 K or 4.99 Fixed Rate), and then an ARGnbsp;3 Cash Rebatenbsp;worth THOUSANDS just for allowing me to be your new home Realtor.nbsp;Why leave this money incentive behind when you can put it in your pocket? My value-added cash rebate will not affect any of the builders year-end incentives, and I back my rebate promise to you in WRITING with my A+ 20 Year BBBnbsp;Complaint Free record of trust.


These special HIGHLAND SAVINGS opportunities apply across all of Texas (Dallas-Fort Worth, Houston, San Antonio, and Austin) and will expirenbsp;at years end. So, if you have a specific location in mind, let Mike help recommend solutions. Are you in a Lease? Call me to discuss your options, because opportunities like these dont come along every day.nbsp;






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    <pubDate>Mon, 10 Nov 2025 13:25:00 -0600</pubDate>
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    <guid>https://www.texasnewhomerebates.com/blog/texas-property-taxes-are-too-high-why-you-should-vote-no-on-cad-isd-bond-debt-proposals.html</guid>
    <link>https://www.texasnewhomerebates.com/blog/texas-property-taxes-are-too-high-why-you-should-vote-no-on-cad-isd-bond-debt-proposals.html</link>
        <author>mike@askinsrealtygroup.com (Mike Askins)</author>
        <title>Texas Property Taxes are TOO HIGH Why You Should Vote NO on CAD ISD BOND Debt Proposals</title>
    <description> <![CDATA[ 



Dear Texas Homeowners,


By now, yoursquo;ve likely realized that yoursquo;ve tried it their way mdash; year after year mdash; complying with every new bond issue and debt scheme, only to see your property taxes skyrocket. For many Texans, the result has become unbearable, threatening their ability to even remain in their homes. Itrsquo;s clear: you cannot comply your way out of the over-assessment policies and lack of accountability driving the current CAD/State tax system.


Since 2015, a growing number of Texans have recognized this aggressive, even coercive over-taxation. What many donrsquo;t yet realize, however, is that these excessive assessments are compounded by what can only be explained asnbsp;non-compliance with statutory accounting requirementsmdash;the very standards meant to justify these taxes.


Researchers Mitch Vexler and Travis Spensor have done extraordinary work documenting the questionable policies and practices within CAD operations. Their efforts reveal the inner workings of what can only be described as an over-taxation industrial complex. Their findings, available at The Real Estate Mindset, help Texansmdash;and the nationmdash;see the truth for themselves.


For years, officials have claimed that new bond debt would save taxpayers money. Their public marketing campaigns are designed to get you to vote Yes. In reality, this is little more than propaganda used to justify new tax infusions that feed the systemrsquo;s appetite for debt. The result is clear and systemic: a coordinated effort to overtax Texans.


Thatrsquo;s why, in the upcoming November 2025 Bond Election, the only rational choice is to VOTE NO on all Texas ISD bond debt and to SUPPORT efforts to eliminate property taxes for Texas families. Doing so will:






Enforce a pay-as-you-go mandate for government and schools,






Stop wasting roughly 40 of your tax dollars on interest payments to bondholders, and






Push for a fairer, transparent, and non-punitive tax system that protects your most sacred possessionmdash;your home.






The Texas housing market has also become a casualty of this broken system. Chronic over-assessment not only undermines affordability, but also places homeownership increasingly out of reach for young Texans. These policies are economically unsustainable, ethically questionable, and constitutionally suspect. When government turns taxation into confiscation, it ceases to serve the peoplemdash;it becomes a machine for taking, not protecting.


I recentlynbsp;met with a McKinney homeowner who could no longer afford to stay in their house and needed to sell. Their property tax and insurance costs now match or exceed their mortgage payment. Stories like this are becoming all too common. Itrsquo;s a clear sign that ISDs and CADs have lost touch with the financial realities of ordinary Texans.


Additionally, homeowner insurance practices, which add insult to injury, must also be investigated and further regulated to prevent unchecked premium hikes. If lawmakers canrsquo;t grasp the urgency of this housing crisis, perhaps itrsquo;s time they find new lines of work.


A stable housing market is vital to the future of Texas, and protecting it should be the top priority of any government that claims to serve the people.


The opinions expressed are my own.
 ]]> </description>
    <pubDate>Wed, 15 Oct 2025 15:01:00 -0500</pubDate>
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    <guid>https://www.texasnewhomerebates.com/blog/new-home-prices-rise-but-so-are-price-reductions.html</guid>
    <link>https://www.texasnewhomerebates.com/blog/new-home-prices-rise-but-so-are-price-reductions.html</link>
        <author>mike@askinsrealtygroup.com (Mike Askins)</author>
        <title>New Home Prices Rise, But So Are Price Reductions</title>
    <description> <![CDATA[ 



I suppose you can argue that weve entered the economic twilight zone. Inflation remains a problem because politicians are spending our economy into collapse as they impose sanctions or tariffs, much like unwantednbsp;candy given out late on Halloween. Such financial recklessness then dovetails into the Texas ISD CAD policy, involving knowingly over-appraising and charging taxes based on unrealistic valuations. Other financial problems, likenbsp;out-of-control homeowner insurance premiums that are rising 10 times faster than official inflation stats, add more market strain. I suspect tariffs, which disrupt supply chains, might even be a calculated diversion to help hide price inflation. 


However, concerning Real Estate, one has to wonder if the market does miraculously correct itself from the anomalies mentioned above, will those lofty new home retail prices asnbsp;seen as the suggested retail prices before price reductionsnbsp;become the new reality?nbsp;Should that be the case, then that would imply, now might be the ideal time to negotiate and claim a superb price reduction, beforenbsp;todays deals become part of yesterdays untouchable history.






 ]]> </description>
    <pubDate>Sat, 11 Oct 2025 14:56:00 -0500</pubDate>
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    <guid>https://www.texasnewhomerebates.com/blog/deal-time-3-bdrm-study-all-bdrms-have-baths-plus-2-masters-389900.html</guid>
    <link>https://www.texasnewhomerebates.com/blog/deal-time-3-bdrm-study-all-bdrms-have-baths-plus-2-masters-389900.html</link>
        <author>mike@askinsrealtygroup.com (Mike Askins)</author>
        <title>Deal Time 3 BDRM amp; Study All BDRMS Have BATHS, Plus 2 Masters $389,900</title>
    <description> <![CDATA[ 



***THIS ONE IS SOLD I Can Help You FIND OTHERS***


This Sherman gem with 2 Master Suites is about the house, but theres much more Highland Homes is offering $20K in cash your way, or if you are financing, a first-year finance rate of 4.25 and a second through 30-year 5.25 fixed rate.nbsp;Yes, this new Highland Home on a 50 lot in a Master Planned Community is Energy Star Certified and minutes from the New TI Manufacturing Complex in Sherman, Texas.





Markets Can and Often Change Fast


At some point, the current housing and economic market conditions will shift. When that happens, todays new home deals will disappear. The psychology of timing the market bottom also means you risk missing it and paying more. Todays market still offers buyers elevated bargaining power in new home real estate negotiations. Opportunity knocks if you take advantage.


This all-brick One-story 2305 SQFT house features tall ceilings, many custom touches, closets/storage, archways, kitchen cabinetry with a Garbage Pull, a Furniture-Grade Island with Quartz Countertops and under-mounted counter lights, two master suites, a third bedroom with a private bathroom, a Powder Bath for Visitors, Study up front, and window Blinds included. LED lights are abundant, and a tech panel in the Utility Room is ready to bring fiber optic internet and entertainment feeds to your new home.


In addition to builder concessions, youll receive an $8,000 ARG New Home Buyer Cash Rebatenbsp;when you make Realtor Mike Askins your new home agent. You can close this new home as soon as next week.nbsp;Call Mike now @  before this fully completed home finds a buyer.
 ]]> </description>
    <pubDate>Fri, 28 Feb 2025 17:19:00 -0600</pubDate>
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