Texas Property Taxes are TOO HIGH! Why You Should Vote "NO" on CAD ISD BOND Debt Proposals

Dear Texas Homeowners,

By now, you’ve likely realized that you’ve tried it their way — year after year — complying with every new bond issue and debt scheme, only to see your property taxes skyrocket. For many Texans, the result has become unbearable, threatening their ability to even remain in their homes. It’s clear: you cannot comply your way out of the over-assessment policies and lack of accountability driving the current CAD/State tax system.

Since 2015, a growing number of Texans have recognized this aggressive, even coercive over-taxation. What many don’t yet realize, however, is that these excessive assessments are compounded by what can only be explained as non-compliance with statutory accounting requirements—the very standards meant to justify these taxes.

Researchers Mitch Vexler and Travis Spensor have done extraordinary work documenting the questionable policies and practices within CAD operations. Their efforts reveal the inner workings of what can only be described as an over-taxation industrial complex. Their findings, available at The Real Estate Mindset, help Texans—and the nation—see the truth for themselves.

For years, officials have claimed that new bond debt would save taxpayers money. Their public marketing campaigns are designed to get you to vote "Yes." In reality, this is little more than propaganda used to justify new tax infusions that feed the system’s appetite for debt. The result is clear and systemic: a coordinated effort to overtax Texans.

That’s why, in the upcoming November 2025 Bond Election, the only rational choice is to VOTE NO on all Texas ISD bond debt and to SUPPORT efforts to eliminate property taxes for Texas families. Doing so will:

• Enforce a pay-as-you-go mandate for government and schools,

• Stop wasting roughly 40% of your tax dollars on interest payments to bondholders, and

• Push for a fairer, transparent, and non-punitive tax system that protects your most sacred possession—your home.

The Texas housing market has also become a casualty of this broken system. Chronic over-assessment not only undermines affordability, but also places homeownership increasingly out of reach for young Texans. These policies are economically unsustainable, ethically questionable, and constitutionally suspect. When government turns taxation into confiscation, it ceases to serve the people—it becomes a machine for taking, not protecting.

I recently met with a McKinney homeowner who could no longer afford to stay in their house and needed to sell. Their property tax and insurance costs now match or exceed their mortgage payment. Stories like this are becoming all too common. It’s a clear sign that ISDs and CADs have lost touch with the financial realities of ordinary Texans.

Additionally, homeowner insurance practices, which add insult to injury, must also be investigated and further regulated to prevent unchecked premium hikes. If lawmakers can’t grasp the urgency of this housing crisis, perhaps it’s time they find new lines of work.

A stable housing market is vital to the future of Texas, and protecting it should be the top priority of any government that claims to serve the people.

The opinions expressed are my own.